Feeling like there is never enough money left at the end of the month? Then you need a budget spreadsheet! If you’re not a paper and pen person that you need a budget spreadsheet! The Begin to Budget Spreadsheet Template is based on the same budget spreadsheet we used while paying off $55,000 of debt in under 2 years! I believe budgeting should be simple, which is why this spreadsheet has been designed to be simple and not overcomplicated!